To allow deeper discussions on the web of issues that housing create an impact on, APHF4 shall feature five (5) discussion tracks, namely:
- Making Affordable Housing Finance Work
This track focuses on filling the gap in affordable housing finance. It is estimated that only the wealthiest 25 to 30 percent of households in developing countries has access to mortgage finance for home purchase or improvement1. The low-income population relies on risky savings mechanisms, costly informal finance, scarce social housing schemes, or re-directing micro-enterprise loans to housing needs. These families constitute a huge market opportunity for financial service providers to offer a variety of products and services. Sessions will look at the constraints to developing this market and emerging solutions. Issues to be discussed include: how mortgage finance can reach lower income populations; how micro-lending can expand to larger, longer loans appropriate for home improvement; what additional products and services can encourage development of the affordable housing finance market; and the role of subsidy and government incentives.
- Building Resilience to Disasters & Climate Change
This track examines the efficacy of governments, businesses and NGOs in disaster response and in building disaster resilience in Asia Pacific. The sessions will look at recent cases to see what lessons can be drawn in terms of effective disaster response and resilience policy measures. It will look at government disaster risk response and reduction measures, private sector involvement, the roles of volunteers, and opportunities for more coordinated response from the three key groups in future disasters. The sessions will also evaluate how prepared countries are in mitigating and adapting to the impacts of climate change on housing.
- Nurturing Shared Value and CSR Leadership in Addressing Poverty Housing Issues
This track looks at the role of private sector in solving poverty housing issues such as health, education, access to clean water, sanitation, sustainable energy and adequate housing. Beyond addressing the needs of low-income families and communities, this track will explore successful models of private, public and people partnerships and how they elevate brands, build staff morale and support business objectives.
- Strengthening Housing Policy & Advocacy
This track assesses the state of housing policy regulations and reforms in Asia Pacific and their impact on low-income families. It will also discuss current housing policy issues and trends, and opportunities for private sector participation. Advocacy and the role of civil society and development organizations in influencing housing policy will also be part of the conversation.
- Adopting Sustainable Housing Solutions
This track will examine how an understanding of the social, economic, cultural and environmental facets of housing can lead to relevant sustainable housing solutions. The session will look at a more holistic approach to housing solutions that include green and clean energy such as solar power and biomass for households; adequate basic infrastructure such as water supply, sanitation, waste management; health services; land security; green building processes and materials; among others. The vision of the session is to offer unique, client-friendly approaches that improve the effectiveness of sustainable housing interventions for low-income households.Track 5 on Sustainable Housing Solutions will feature workshops, demonstration sessions, and discussion fora. On the first day, the Philippine Climate Change Commission will administer a one-day training cum workshop session and hands-on exercises on natural resources assessment, vulnerability assessment, environment and natural resource accounting, adaptation measures, among others. On the second day, the Asian Development Bank will bring in experts who will share their experiences and perspectives on mainstream approaches for scaling up household access to affordable, modern and clean energy among the region’s poor.
1 Tibaijuka, Anna. 2009. Building Prosperity, Housing and Economic Development. London: Earthscan